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YahooAugust 12, 2026 at 10:29 PM NY22 days ago

Your Will Doesn’t Decide Who Gets Your 401(k) or IRA. A One-Page Form You Signed Decades Ago Does, and It Beats the Will in Court Every Time

A one-page form you signed on your first day at a job quietly controls who inherits your retirement savings, and it can hand everything to the wrong person no matter what your will says.

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